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Welcome to the user agreement (the "Agreement" or "User Agreement") for Debt-Consolidation-US.com. Please read these terms carefully before using this site. If you do not agree to be bound by these terms, please do not access the site or use the services provided by Debt-Consolidation-US.com.
LIMITATION OF LIABILITY:
1. Benefito Inc. its managers, owners, or employees will NOT be liable for any harms, including direct, indirect, incidental, special, consequential or exemplary damages, including but limited to, damages from goodwill, use or other intangible losses or damages of any kind arising out of or relating to the use of services indicated in the site.
2. Debt-Consolidation-US.com does not warrant that this site, its services, or email sent from Debt-Consolidation-US.com are free of harmful components such as viruses. In no event shall Debt-Consolidation-US.com be liable for damages of any kind relating to the use of this site, including, but not limited to direct, indirect, incidental, and consequential damages, and damages for loss or corruption of data or programs, service interruptions and procurement of substitute services.
3. Benefito Inc., its affiliates, managers, owners, agents, and employees, will be held harmless from any claims including reasonable attorneys' fees, made by any third party due to or arising out of your breach of this Agreement or the documents it incorporates by reference, or your violation of any law or the rights of a third party.
4. The links, contents, and articles displayed on Debt-Consolidation-US.com are for information purpose only. Benefito Inc. disclaims any responsibility for any harm resulting from reading, using or accessing any information or services on these sites through Debt-Consolidation-US.com.
5. All users are solely responsible for the content of the information they post in the public areas on our site.
6. Debt-Consolidation-US.com reserves the right, in its sole opinion, to modify or delete postings by users that are considered to be inappropriate, invalid, unsuitable to the company's services and the Debt-Consolidation-US online community.
7. Debt-Consolidation-US.com does not control the content of any user's self posted contents and articles and does not have any obligation to monitor such content for any purpose. All content and files provided by a user of this site is the sole responsibility of that user, not Debt-Consolidation-US.com.
8. Debt-Consolidation-US.com provides information on debt management and consolidation. The materials contained here are not intended to be used for the diagnosis as a substitute for consulting a licensed financial professional. References to any entity, product, service, or source of information that may be contained in this site should not be considered an endorsement, either direct or implied, by Benefito Inc. Neither Benefito Inc. nor Debt-Consolidation-US.com is responsible for the content of any web pages referenced in this web site.
USER CONDUCT:
1. All registered users are solely responsible for the content or article you publish, display or otherwise communicate in any manner (hereinafter, "post") on the Service, or transmit to other Users.
2. Registered Users will not post on the Site, or transmit to other Users via emails, any defamatory, inaccurate, abusive, obscene, profane, offensive, sexually oriented, threatening, harassing, racially offensive, or illegal material, or any material that infringes or violates another party's rights.
3. You warrant that you shall not post or submit copyrighted contents. Such contents shall be subject to removal by Debt-Consolidation-US.com, in its sole discretion.
COPYRIGHT:
1. The information presented and opinions expressed herein are those of the authors and do not necessarily represent the views of Debt-Consolidation-US.com and its parent company Benefito Inc. Debt-Consolidation-US.com and its parent company Benefito Inc. bear no responsibility for contributing authors' opinions.
2. Copying of Contents, in whole or in part, is permitted provided that author by-lines are kept intact and unchanged. Hyperlinks and/or URLs provided by authors must remain active.
3. Hyperlinks to the Debt-Consolidation-US.com site is required. The following sentence must be included in any article copied from Debt-Consolidation-US.com:
Article reprinted from Submit Articles About Debt Consolidation.
4. Artwork and associated graphics used on Debt-Consolidation-US.com may be reproduced and distributed, provided that visible credit is given to Debt-Consolidation-US.com.
5. Purposes other than copying the Content with which this agreement was intended (such as modifying, using, etc.) are outside the scope of this agreement.
ACCEPTANCE OF TERMS:
By using the website, Debt-Consolidation-US.com, you acknowledge you have read, and agree to be bound by these Terms of Use and to comply with all applicable laws and regulations. You further agree to comply with all laws, government regulations and rules regarding online conduct and acceptable content. You represent you have the legal authority to accept these Agreement on behalf of yourself or any party you represent. If you do not agree to these terms, please do not use the site.
REVISIONS:
Benefito Inc. may modify, suspend, withdraw or discontinue, temporarily or permanently, the Content of the web site, in whole or in part, at any time without notice. You agree that Benefito Inc. shall not be liable to you or to any third party for any modification, suspension, withdrawal or discontinuance of the Content. Benefito Inc. may at any time revise the User Agreement by updating this posting. By using the site, you agree to be bound by any such revisions and you agree to periodically visit this page to determine the then current User Agreement to which you are bound.
TERMINATION:
You agree that Benefito Inc., in its sole discretion, may terminate or restrict your use of services and programs provided by Benefito Inc. or access to this Site (or any part thereof) for any reason, including, without limitation, that Benefito Inc. believes you have violated or acted inconsistently with the letter or spirit of these Service, or the Agreement contained within the Site. Either you or Benefito Inc. may terminate your account at any time, for any reason, without explanation, effective upon sending email notice to the other party.
Write to us at:
Debt-Consolidation-US.com
Benefito Inc.
P.O. Box 74
Schwenksville, PA 19473-1077
Email us at help@Debt-Consolidation-US.com if you have questions.
LIMITATION OF LIABILITY:
1. Benefito Inc. its managers, owners, or employees will NOT be liable for any harms, including direct, indirect, incidental, special, consequential or exemplary damages, including but limited to, damages from goodwill, use or other intangible losses or damages of any kind arising out of or relating to the use of services indicated in the site.
2. Debt-Consolidation-US.com does not warrant that this site, its services, or email sent from Debt-Consolidation-US.com are free of harmful components such as viruses. In no event shall Debt-Consolidation-US.com be liable for damages of any kind relating to the use of this site, including, but not limited to direct, indirect, incidental, and consequential damages, and damages for loss or corruption of data or programs, service interruptions and procurement of substitute services.
3. Benefito Inc., its affiliates, managers, owners, agents, and employees, will be held harmless from any claims including reasonable attorneys' fees, made by any third party due to or arising out of your breach of this Agreement or the documents it incorporates by reference, or your violation of any law or the rights of a third party.
4. The links, contents, and articles displayed on Debt-Consolidation-US.com are for information purpose only. Benefito Inc. disclaims any responsibility for any harm resulting from reading, using or accessing any information or services on these sites through Debt-Consolidation-US.com.
5. All users are solely responsible for the content of the information they post in the public areas on our site.
6. Debt-Consolidation-US.com reserves the right, in its sole opinion, to modify or delete postings by users that are considered to be inappropriate, invalid, unsuitable to the company's services and the Debt-Consolidation-US online community.
7. Debt-Consolidation-US.com does not control the content of any user's self posted contents and articles and does not have any obligation to monitor such content for any purpose. All content and files provided by a user of this site is the sole responsibility of that user, not Debt-Consolidation-US.com.
8. Debt-Consolidation-US.com provides information on debt management and consolidation. The materials contained here are not intended to be used for the diagnosis as a substitute for consulting a licensed financial professional. References to any entity, product, service, or source of information that may be contained in this site should not be considered an endorsement, either direct or implied, by Benefito Inc. Neither Benefito Inc. nor Debt-Consolidation-US.com is responsible for the content of any web pages referenced in this web site.
USER CONDUCT:
1. All registered users are solely responsible for the content or article you publish, display or otherwise communicate in any manner (hereinafter, "post") on the Service, or transmit to other Users.
2. Registered Users will not post on the Site, or transmit to other Users via emails, any defamatory, inaccurate, abusive, obscene, profane, offensive, sexually oriented, threatening, harassing, racially offensive, or illegal material, or any material that infringes or violates another party's rights.
3. You warrant that you shall not post or submit copyrighted contents. Such contents shall be subject to removal by Debt-Consolidation-US.com, in its sole discretion.
COPYRIGHT:
1. The information presented and opinions expressed herein are those of the authors and do not necessarily represent the views of Debt-Consolidation-US.com and its parent company Benefito Inc. Debt-Consolidation-US.com and its parent company Benefito Inc. bear no responsibility for contributing authors' opinions.
2. Copying of Contents, in whole or in part, is permitted provided that author by-lines are kept intact and unchanged. Hyperlinks and/or URLs provided by authors must remain active.
3. Hyperlinks to the Debt-Consolidation-US.com site is required. The following sentence must be included in any article copied from Debt-Consolidation-US.com:
Article reprinted from Submit Articles About Debt Consolidation.
4. Artwork and associated graphics used on Debt-Consolidation-US.com may be reproduced and distributed, provided that visible credit is given to Debt-Consolidation-US.com.
5. Purposes other than copying the Content with which this agreement was intended (such as modifying, using, etc.) are outside the scope of this agreement.
ACCEPTANCE OF TERMS:
By using the website, Debt-Consolidation-US.com, you acknowledge you have read, and agree to be bound by these Terms of Use and to comply with all applicable laws and regulations. You further agree to comply with all laws, government regulations and rules regarding online conduct and acceptable content. You represent you have the legal authority to accept these Agreement on behalf of yourself or any party you represent. If you do not agree to these terms, please do not use the site.
REVISIONS:
Benefito Inc. may modify, suspend, withdraw or discontinue, temporarily or permanently, the Content of the web site, in whole or in part, at any time without notice. You agree that Benefito Inc. shall not be liable to you or to any third party for any modification, suspension, withdrawal or discontinuance of the Content. Benefito Inc. may at any time revise the User Agreement by updating this posting. By using the site, you agree to be bound by any such revisions and you agree to periodically visit this page to determine the then current User Agreement to which you are bound.
TERMINATION:
You agree that Benefito Inc., in its sole discretion, may terminate or restrict your use of services and programs provided by Benefito Inc. or access to this Site (or any part thereof) for any reason, including, without limitation, that Benefito Inc. believes you have violated or acted inconsistently with the letter or spirit of these Service, or the Agreement contained within the Site. Either you or Benefito Inc. may terminate your account at any time, for any reason, without explanation, effective upon sending email notice to the other party.
Write to us at:
Debt-Consolidation-US.com
Benefito Inc.
P.O. Box 74
Schwenksville, PA 19473-1077
Email us at help@Debt-Consolidation-US.com if you have questions.
Recently Approved Articles
Many people are concerned with debt management especially with the way the economy is right now. There are many parts of debt management and to cover it all would be very lengthy.
In today's economy, many of us find ourselves in a position of limited funds and growing expenses. One of the best ways to improve your financial situation is to first take a look at your debt.
If your personal finances are in disarray and need some serious form of control then you need to look seriously at debt consolidation as a method of getting yourself back into the driving seat.
In the last few years, debt is becoming a real problem for more and more families across the country. With the struggle to pay off these debts there has been a huge rise in the number of companies trying to help you find a way out.
If you need some help to reduce your credit card debt, you may opt for a debt consolidation loan. A debt consolidation loan is a financial solution offered by banks through approved non-profit agencies. Consumer credit counseling sound harmless enough, but some counselors are out to make a profit.
Debt settlement and debt consolidation both offer ways of reducing your debt. Debt settlement eliminates part of your loans, while debt consolidation reduces interest rates.
You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail, and maybe even calls offering credit repair services.
Debt negotiation is not the same thing as credit counseling or a DMP. It can be very risky and have a long term negative impact on your credit report and, in turn, your ability to get credit. That’s why many states have laws regulating debt negotiation companies and the services they offer.
If you decide to work with a debt negotiation company, be sure to check it out with your state Attorney General, local consumer protection agency, and the Better Business Bureau.
Continue to pay your bills until the plan has been approved by your creditors. If you stop making payments before your creditors have accepted you into a plan, you’ll face late fees, penalties, and negative entries on your credit report.
Random Articles
Debt collectors cannot contact you at work if the collector knows that your employer doesn't approve of the calls. Collectors may not harass you, lie, or use unfair practices when they try to collect a debt.
If you need some help to reduce your credit card debt, you may opt for a debt consolidation loan. A debt consolidation loan is a financial solution offered by banks through approved non-profit agencies. Consumer credit counseling sound harmless enough, but some counselors are out to make a profit.
Most courts that have addressed the issue have ruled that the FDCPA does not prohibit debt collectors from trying to collect time-barred debts, as long as they do not sue or threaten to sue you for the debt. If a debt collector sues you to collect a time-barred debt, you can have the suit dismissed by letting the court or judge know the debt is, indeed, time-barred.
Organizations that advertise credit counseling often arrange for consumers to pay debts through a debt management plan (DMP). In a DMP, you deposit money each month with a credit counseling organization. The organization uses these deposits to pay your credit card bills, student loans, medical bills, or other unsecured debts according to a payment schedule they’ve worked out with you and your creditors.
Contact your creditors immediately if you are having trouble making ends meet. Explain why you are having difficulties.
Contact your creditors immediately if you are having trouble making ends meet. Explain why you are having difficulties.
Credit Counseling: If you’re not disciplined enough to create a workable budget and stick to it, can’t work out a repayment plan with your creditors, or can’t keep track of mounting bills, consider contacting a credit counseling organization. Many credit counseling organizations are nonprofit and work with you to solve your financial problems.
Debt got you down? You’re not alone. Consumer debt is at an all-time high. Whether your debt dilemma is the result of an illness, unemployment, or simply overspending, it can seem overwhelming. In your effort to get solvent, be on the alert for advertisements that offer seemingly quick fixes.
Personal bankruptcy generally is considered the debt management option of last resort because the results are long-lasting and far reaching. People who follow the bankruptcy rules receive a discharge — a court order that says they don’t have to repay certain debts.
Look for an organization that offers a range of services, including budget counseling, and savings and debt management classes. Avoid organizations that push a debt management plan (DMP) as your only option before they spend a significant amount of time analyzing your financial situation.
